Appraisal services for Douglas and Elbert County homeowners
Top Seven Reasons Colorado Homeowners May Need A Home Appraisal:
Do you own a house in or near Castle Rock, Parker, Larkspur or Elizabeth?
At Landmark Professional Appraisals, we understand the special needs of our homeowner clients when looking for appraisal services. We recognize the differences in the needs of our private homeowner clients versus our business/lending clients. Appraisal Reports are complex and use industry jargon that can be confusing and difficult to decipher. At Landmark Professional Appraisals we pride ourselves in customizing our private client appraisal reports by using customer-friendly reporting forms, making them easy to read, understand and trust. Our appraisal experts talk to the homeowners prior to the examination of the property, and are available after the completion of the appraisal report to field questions and concerns about the appraisal process and the appraisal report. Our services do not end with the signing and sending of a completed report. Our staff will continue to offer assistance by addressing questions and concerns until our clients are satisfied. Homeowners looking for an appraisal will get an extra level of customer service from a team that cares about customer satisfaction.
For Sale By Owner/Pre-Listing Services
Selling your home can be a deeply personal endeavor. It can be challenging to see your home objectively. As valuation experts, our appraisers will tell you what you need to know -- not just what you want to hear. By obtaining an appraisal report prior to listing a home for sale, a seller can be confident in setting a realistic selling price. Listing a home at the proper price-point is key in attracting quality buyers and strengthening negotiation efforts. Nothing speaks louder in supporting your asking price for your home than a recent, professional appraisal. The appraisal is something tangible to show your potential buyer. The appraisal is an independent third party's opinion of your house's value, not just what you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to cancel PMI?
Increasing property values mean more than just more money at the closing table! What if you're not selling? Recent market swings have found homeowners with equity in their homes which may change the options of their current loans. Are you paying PMI (Private Mortgage Insurance)? With home values in some areas on the rise, homeowners may find themselves in the perfect position to renegotiate the terms of their loans and eliminate the need for mortgage insurance. In most cases, if a homeowner owes less than 80% on their home they are no longer required by the lender to insure the mortgage. What does this mean? Savings for the homeowner! Increasing market conditions may result in a home value that qualifies for the elimination of the extra PMI cost. Can you benefit from the increasing property values? We can help in building your case.
Challenge property tax assessments
County tax assessors use big data and algorithms to determine the value of your house for tax purposes. This means your home may be over-(or under-) valued by you county assessors. Why should you care? The county assessors are responsible for determining the taxes you pay on your home. You may be paying higher taxes than you should be paying. The assessors have not seen your home and may be unaware of its true quality and condition. Providing a professional appraisal report when contesting your property tax assessment shows market supported proof of the homes value. A recent appraisal is an undeniable weapon to add to your arsenal.
Recently got a freeze on your HELOC?
As market conditions swing, you may find yourself dealing with a frozen HELOC (Home Equity Line Of Credit). When a HELOC is frozen-usually due to declining market conditions-it can impact a homeowners credit score and cash-flow, not to mention it can cause major inconvenience. An appraisal from Landmark Professional Appraisals can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you recently had your home appraised and have questions about the appraisal report? Perhaps it looks inaccurate, was preformed by an appraiser not familiar with the area or appears to be missing crucial information? Our appraisers can review the appraisal and offer professional opinions on the legitimacy of the report. We can help in double-checking the report for accuracy and precision. Our experts can work with you in determining whether the appropriate comparable sales were used and if the value conclusion is reasonable. We provide review services that range from a professional second opinion to a review of factual data. It is common to question an appraisal. We can help you understand the report and the process and help yourto decide if the report you have is good or garbage.